Upper Redcliffe St
St. John's, Antigua

+1 268 462 2345/6
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MOTOR

PROPERTY

Third Party insurance covers the insured or any driver of your vehicle against liability for death or injuries you may inflict on other road users as a result of a motor vehicle accident for which you or the drivers of your vehicle are at fault. In addition, it covers third party property damage and third party bodily injury.
Comprehensive insurance cover compensates the insured for accidental damage to the insured’s vehicle, loss or damage occasioned by perils such as: fire, lightning, explosion, and malicious damage. It also covers loss by theft or damage resulting from attempted theft.
For an additional premium, you can also add the following: • Hurricane & Earthquake which covers your vehicle against damages caused by a hurricane or earthquake. • Windscreen Damage which covers the windscreen for damages outside of a collision. For example,if something falls out of a tree and breaks your windscreen. Note: A windscreen damage claim does not af- fect your No Claims Discount (NCD). • Passenger Liability which covers your passengers for bodily injury or death as a result of a vehicular accident, as prescribed by policy. • Riot & Strike which covers your vehicle against damages caused by a riot or strike.
You will need: • An invoice from the dealership/individual seller • A valid driver’s licence • A signed and certified change of ownership form (for used vehicles) • Customs documents (if purchased overseas)
Insurance on your house is necessary because it: • provides security by protecting you and your financial investment • assists in rebuilding or repairing after unexpected loss • provides liability protection for you in the event of an accident
You will need: • A property valuation so that the sum insured can be determined • The details of construction (e.g., Walls, roof, windows) • Personal identification (e.g., Passport, driver's licence) • Proof of ownership
Fire, Hurricane, Earthquake and other perils on: • Private homes (wood, concrete, wood & concrete) • Building construction • Commercial buildings • Furniture, equipment, stock, plant and machinery Homeowner's Comprehensive Cover on: • Private homes • Apartments & rented/leased homes Householder's Comprehensive Cover on: • Furniture & appliances
A listing of furniture, appliances, equipment and other personal effects showing the serial numbers applicable, and invoices or receipts where possible.

Insurance Companies are regulated by the Financial Services Commission and are required to Know Your Customer (KYC) to comply.

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