Third Party insurance covers you, or anyone driving your vehicle, against liability for death or injury caused to other road users in a motor accident where you or your driver are at fault. It also covers third party property damage and third party bodily injury.

Comprehensive cover compensates you for accidental damage to your own vehicle, and for loss or damage caused by perils such as fire, lightning, explosion and malicious damage. It also covers loss by theft, or damage resulting from attempted theft.

For an additional premium you can add:

• Hurricane & Earthquake: covers your vehicle against damage caused by a hurricane or earthquake.
• Windscreen Damage: covers your windscreen for damage outside of a collision, for example if something falls from a tree and breaks it. A windscreen claim does not affect your No Claims Discount (NCD).
• Passenger Liability: covers your passengers for bodily injury or death resulting from a vehicle accident, as prescribed by the policy.
• Riot & Strike: covers your vehicle against damage caused by a riot or strike.

You will need:

• An invoice from the dealership or individual seller
• A valid driver’s licence
• A signed and certified change of ownership form (for used vehicles)
• Customs documents (if the vehicle was purchased overseas)